If your home is valued over £70,000 and the youngest homeowner is 55+, you could be eligible for an equity release plan. Complete the form below to find out more.
An equity release plan allows homeowners to release equity (cash) from their home. There are two types of equity release; a lifetime mortage (also known as a later life mortgage) and a home reversion plan (we are currently unable to offer home reversion plans). Whilst both options allow you to release equity from your home, lifetime mortgages are the most popular option by far.
A lifetime mortgage is a type of equity release plan where a home owner takes out a mortgage secured on their home whilst retaining ownership. The home owner continues to live in the property and usually does not have to make any repayments, but this can be considered. You can normally borrow up to 60% of the property value although this can vary depending on the property value and your age. When you die or move in to long term care the property is sold to repay the loan plus any interest accrued over the period of the plan. One great benefit of lifetime mortgages is the "no negative equity gaurantee". This means if when the property is sold the amount does not cover the loan, interest and fees neither you or your estate will be liable to pay anything further.
Equity release is, in a nutshell, a way to unlock the value of your property and turn it into cash which lets you access – or 'release' – the equity (cash) tied up in your home, if you're 55+. The most popular type of equity release is a lifetime mortgage, which is a loan secured against your home. You can release the money you release in a lump sum or in several smaller amounts following an initial lump sum.
To compare the market, cashbacks and maximum releases available from all the UK’s leading equity release companies, complete our simple form.
Complete the form above to start your enquiry today.
Compare the equity release options to meet your personal requirements.
Select an equity release plan that's right for you.
Equity release requires paying off any existing mortgage. Any money released, plus accrued interest would be repaid upon death, or moving into long-term care.
Advice is required before proceeding with equity release.
Equity release reduces your estate's value and may affect any means-tested benefits you're eligible for. A lifetime mortgage, which is a loan secured against your home, is the most popular form of equity release and you will still own your home. Think carefully before releasing equity and make sure it’s right for you.
Initial advice is provided for free and without obligation. Only if your case completes would an advice fee be payable. Other lender and solicitor fees may apply. The adviser will provide more details.
There are no fees or charges associated with using this website. The service is free, we do not charge you for this service. Our partner FCA authorised broker pays us an introductory fee only. We do not receive any other payment regardless if you take out a plan or not.
Contact | Privacy | Terms & Conditions | Cookie Policy
Disclaimer: Equity Release 2U is an independent website created to help users to receive Equity Release quotes.
Our service is 100% free to use and you are under no obligation to accept any of the offers you receive.
Please note that some of the brokers/firms we work with may not provide quotes/services from all of the providers featured on our website.
Copyright Equity Release 2U © 2025 | Data Protection No. ZA173365
Mocha Media T/A Equity Release 2U, 63/66 Hatton Garden, Fifth Floor, Suite 23, London, EC1N 8LE
Mocha Media Ltd is an Introducer Appointed Representative of Visionary Markets Ltd. Our firm reference number is 958699. Visionary Markets Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://www.fca.org.uk/register) under reference 710569.