Equity release requires paying off any existing mortgage. Any money released, plus accrued interest would be repaid upon death, or moving into long-term care.

Advice is required before proceeding with equity release.

Equity release reduces your estate's value and may affect any means-tested benefits you're eligible for. A lifetime mortgage, which is a loan secured against your home, is the most popular form of equity release and you will still own your home. Think carefully before releasing equity and make sure it’s right for you.

Initial advice is provided for free and without obligation. Only if your case completes would an advice fee be payable. Other lender and solicitor fees may apply. The adviser will provide more details.

There are no fees or charges associated with using this website. The service is free, we do not charge you for this service. Our partner FCA authorised broker pays us an introductory fee only. We do not receive any other payment regardless if you take out a plan or not.

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